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Terms of Service

Effective Date: June 19, 2026

These Terms of Service govern your use of WorthTrace.

By using WorthTrace, you agree to these Terms. If you do not agree, do not use the app.

Description of Service

WorthTrace is a manual net worth tracking app. It allows users to enter asset values, organize holdings, capture snapshots, view historical trends, and export portfolio data.

No Financial Advice

WorthTrace is not a financial advisor, investment advisor, tax advisor, legal advisor, broker, exchange, bank, or custodian. WorthTrace does not provide financial, investment, tax, legal, or trading advice.

Information displayed in the app is for informational and organizational purposes only. You are solely responsible for your financial decisions.

User Responsibility for Manual Data

WorthTrace relies on information you manually enter. You are responsible for the accuracy, completeness, and timeliness of your data. WorthTrace does not verify asset values, ownership, account balances, market prices, or portfolio performance.

No Account or Wallet Access

WorthTrace does not require bank logins, brokerage logins, exchange logins, wallet connections, seed phrases, or private keys. You agree not to enter passwords, seed phrases, private keys, or financial login credentials into the app.

Market Data and News

WorthTrace may display market prices, index data, Bitcoin pricing, financial headlines, or other third-party information. This information may be delayed, incomplete, inaccurate, or unavailable. WorthTrace is not responsible for decisions made based on this information.

Backups and Data Loss

WorthTrace may provide export or backup features. You are responsible for maintaining your own backups and protecting exported files. WorthTrace is not responsible for lost, deleted, corrupted, or inaccessible data except as required by law.

Acceptable Use

You agree not to misuse the app, attempt to reverse engineer it, interfere with its operation, use it for unlawful purposes, or attempt to access systems or data you are not authorized to access.

App Store Terms

If you download WorthTrace through the Apple App Store, your use of the app may also be subject to Apple’s applicable terms and conditions.

Disclaimer

WorthTrace is provided “as is” and “as available” without warranties of any kind, except as required by law.

Limitation of Liability

To the maximum extent permitted by law, WorthTrace and its owners, developers, affiliates, and service providers are not liable for indirect, incidental, consequential, special, exemplary, or punitive damages, including loss of data, loss of profits, investment losses, or financial decisions made using the app.

Changes to the Service

WorthTrace may update, modify, suspend, or discontinue features at any time.

Changes to These Terms

We may update these Terms from time to time. Updates will be posted on this page with a revised effective date.

Contact Us

support@worthtrace.com

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